On Jul 22, 9:46 am, me <oconn...@[EMAIL PROTECTED]
> wrote:
> On Jul 22, 9:29 am, "Taylor" <Tay...@[EMAIL PROTECTED]
> wrote:
>
>
>
> > "Blubbering Half-Wit McCain" <n...@[EMAIL PROTECTED]
> wrote in
messagenews:MPG.22eeee41bbb6a3df98a42d@[EMAIL PROTECTED]
>
> > > "...What would the McCain plan do for them? First, it would destroy
> > > the employer-based system by eliminating tax breaks for companies
> > > that offer health care. As a result, nobody would have employer
> > > coverage anymore. Since businesses are paying far more in premiums
> > > than they're been getting in tax breaks, they'll save an enormous
> > > amount of money. But unlike Sen. Ron Wyden's plan, for example, the
> > > McCain plan would not require these employers to give this sudden
> > > windfall back to their employees as salary increases. America's
> > > businesses would enjoy a huge reduction in expense without being
> > > asked to give anything back...."
>
> >
>http://www.huffingtonpost.com/rj-eskow/the-true-mccain-health-pl_b_99...
>
> > Did you read the plan? There is a corresponding personal tax break,
so it
> > zeroes out. The purpose is to spur competition by having the consumer
make
> > medical spending choices.
>
> So let me see if I follow. The company stops paying, and saves
> that money.
> They lose a tax break that is less than they gain by not paying the
> costs of the
> insurance. The employee gets no increase in salary, but will get a
> tax break
> on the cost he now bears directly. So he loses a form of
> compensation,
> has to replace it out of his own pocket, but you want to say that
> "zeros out"
> because you won't tax him on the out of pocket expense.
>
> Consumers are frequently in no position to make medical spending
> choices.
> The doctor tells them what to do and they do it. Since frequently
> their choices
> are "do it this way or run the risk of permanent injury or death" they
> tend to
> do what they are told. The only folks making "medical spending
> choices"
> are basically those folks that are choosing to either get the
> medication,
> or buy food. Rarely is that in anyones interest since it tends to
> worsen
> their medical condition when they don't take their hypertension
> medication.
>
> All of these plans that are somehow going to "allow" people to pay
> their own health care cost diretly ignore the fact that the vast
> ****tion of
> the population can't afford most significant medical care at any cost.
> The states have trouble getting them to buy car insurance, which can
> be
> vastly less expensive.
I plan on voting for Obama because of the huge health insurance cost
savings I am going to receive. With the Obama plan, I could save
hundreds of thousands of dollars over my lifetime.
According to Obama's own web site, my health insurance will not be
mandated and preexisting conditions will no longer prevent me from
getting insurance.
Think about this! A young person who is healthy could most likely go
without insurance for a couple decades without needing it. In
midlife, when medical checkups and maintenance health care start to
increase, it will still be cheaper to pay the actual costs out the
pocket.
A person could go right up to the age of Medicare without ever
needing or having to pay for insurance. If I get into an accident or
encounter a major illness, then I will purchase the insurance the day
after.
Now! the next thing we need to do is to implement the same concept
for disability insurance AND fire insurance. I could save even more
if I
could buy disability insurance the day after getting disabled. I
could also save on my fire insurance if I could purchase it the day
after
my house catches on fire.
I REALLY like this Obama guy.
Jane.
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